Your LAST Chance

Let’s be real—investing can be tricky.

We all want to grow our money, but sometimes need to do better (big time). In this video, I’m sharing the top 5 investing mistakes I’ve seen people make—mistakes that cost them thousands (or more). Whether chasing trends, overthinking diversification, or ignoring the basics, these are the traps you need to avoid.
No jargon, no lectures—just real talk about the mistakes we’ve all made and how to fix them. Let’s figure this out together.
#InvestingMistakes #MoneyTalk #LearnFromThis

Timestamps:-

0:00 - Let’s Begin
0:37 - Mistake1
2:38 - Mistake 2
3:32 - Mistake 3
5:07 - Mistake 4
6:16 - Mistake 5

[ZerobyZerodha]

A little bit more on IDCW (Income Distribution cum Capital Withdrawal) option:

When you choose the IDCW option in mutual funds, the payouts you get aren’t always from profits or dividends earned by the fund. If there isn’t enough profit to distribute, the fund may also sell a part of your own investment units to give you that payout. That’s why it’s called “Income Distribution cum Capital Withdrawal.”

Because of this, the fund’s NAV (Net Asset Value) drops after each payout—it’s not “extra money, ” but rather a combination of profit and sometimes a portion of your own investment.

If your goal is long-term growth, the Growth Option might be better since it reinvests all earnings and maximizes compounding. IDCW can work if you want regular cash flow, like retirees might, but it has its trade-offs.

[NOONEKNOWS]

THIS CHANNEL IS MORE ADDICTIVE THAN THE MOVIES AND WEBSERIES, THANK YOU PRATEEK SIR

[PiyushSharma_d]

Wow, the editing in this video is absolutely amazing! The transitions are so smooth big shoutout to the editor.

[ToonXTech]

Damn... Content quality & knowledge gradually compounding... 😂❤....

[harshagarwal]

8:26 Man, the editor definitely needs a raise!!

[kinjalshah]

3:48 He is just sooo cute this guy. I got soo distracted I had to rewatch again. You should be in movies boy!
Prateek Sir, big fan! What an amazing job you guys are doing. Huge respect!!

[rohanbawkar]

The catchline at the end was what made me comment..lol. Also I would say having a financial advisor to guide you through hard times can be a good thing. Most people don't have the financial discipline to hold that long and they find some or the other excuse to keep redeeming the funds. Also a good financial advisor will guide you through the SWP process or the withdrawal rate you should stick to so that you don't outlast your accumulated corpus.

Also I would say that it is better to stick to pure equity if you have a long time horizon because as and when the market rebounds, you will be left with more corpus.

[AR-ugcm]

8:26 Something nice
A comment with the time stamp just appeared and I clicked on it to see this 😂

[NagarajCruze]

3:20 diversification is fine but not only on large/mid/small, good to have gold(physical + digital), international equity.

[SarthakSahu-rg]

Bhai Zero1 got me, I replayed the video at 0.25X to see thsoe 5 more mistakes and boom 🤣🤣🤣🤣🤣🤣

[MONROEJACQ]

I just turned 50, and I’m worried about inflation eating away at my savings. I’ve been dabbling in stocks, but my portfolio isn’t growing as I hoped.

[nannaytsubs]

Done. I have corrected his 5 more mistakes.

[ritesh.arra]

Good video. Except I don’t agree on the Gold part. It is also volatile as equity. Equity and Gold may not fall together during the same time period. For diversification you can say yes to Gold but can’t call it as a cushion. If you want cushion may be diversify by putting some money into fixed income class like FDs. FDs are not for picking highest interest rate but only to put some cushion if you are not comfortable putting everything into equity. During market falls if you need urgent money, FDs can be liquidated instantly rather than selling equities for losses.

All other points are really valid and one must consider while investing.

[TheidiotsCompany]

4:12 That "Very Much" got me 🤣😂

[rohitsasanamari]

The way of guiding peps through this way is excellent. Very engaging. Keep the good work up.

[sumanmaiti]

Respected Prateek sir,
"Thank you for creating such an insightful and engaging video. The depth of information and clarity presented here are truly commendable. A second part would be highly valuable to further explore this topic and provide even more depth and perspective. It would be wonderful to see the continuation of this discussion to address any remaining nuances and questions. Your audience, including myself, would greatly appreciate it."

[venukishore]

Conversation at 5.08 is super funny 😂😂

[aurorarising-ce]

Damn! that's actually good series! Kudos to the Zerodha Team... Also, please bring to us more fact based data and, lastly don't change this way of explanation... it's just feels real

[ayushmandhar]

The explanation in IDCW is incorrect, even if the underlying stocks do not give dividend they still give "dividends" because what is happening is they are just selling part of your portfolio and giving it back. Hence if you see the NAV chart you will always see the NAV value dropping.
And from a tax perspective as well, usually Capital gains tax is favoured against income slab rate tax because of lower ceiling rate. Here also IDCW loses as income from this is added to income from other sources, does not count under capital gains.
If you dont believe me, just google what the full form of IDCW is.

[Prean_Arts]

I'm new to investing. Just came across this video it's really informative. Would love to learn more from you guys... Something nice😊