😲 Warren Buffett's Advice For When Stocks Crash (not what you think)

💲 NEED FINANCIAL ADVICE? 💲
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⚠️ Azul's "Scammer" Warning ➡ PLEASE READ! ⚠️
Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters 'ask' for investment help, and later, other comment bots reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them.

🚨 Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨

The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.

This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.

This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.

Spoiler Alert: There are no "get rich" programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.

[CraigLuner]

I’m watching for tax policy changes since they could affect company profits and how investors feel about the market, both now and in the future.

[theTeslaking]

Every time a well-known figure like Warren makes a significant move, the markets are immediately made unclear. My $400k portfolio consists of 75% declining stocks that were formerly highly regarded. Should I sell and incur losses, or should I wait?

[Helen_white]

If buffet selling, then Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all but just how long will It take to recover or am I better off putting my money elsewhere. I need a lot as rent, inflation alone eat up almost all of what I make with dependents and other obligations included. Tbh it's an uncertain year for me.

[RAYm]

Buffet was also selling when the pandemic hit, a great entry point for people of my generation (30s, 40s) and a great period for stocks overall. My question is do you think it's a good time to consider selling some stocks too? I’m considering rebalancing my $2M portfolios and curious for the best strategies to do so.

[paulstewart]

I love the markets right now. I believe the market is way over valued. But I’m a long term index fund kinda guy. Getting a discount on stocks for 6months or a year sounds pretty good.

[ericanderson]

The poem is called ‘if’ not keeping your head. It’s by Rudyard Kipling.

[kzalaska]

I was heading into retirement last year with 3 years worth of income in cash equivalents. When the market hit that big run up in early 2024 my wife and I decided to skim off the top and have 4 years worth of cash on hand. It is feeling like a great decision right now, no stress in this household.

[Landlinesly]

Lost 3% of my portfolio overall, now pulled everything out of stocks and into bonds and money market. With 180k still left to spare, should i buy more or diversify?

[glennet]

This isn’t a normal market correction because America has reset its relationship with the world from leader to bully and that is leading to an enormous rethink within other countries.

The US is insisting that Europe increases defence spending and stands on its own two feet, but Europe’s big weakness is relying on American armaments and so its first aim will be to become self sufficient, which will be an enormous loss to the American defense and aerospace industries.

Canada is also realising that it has been lazy in relying too much on the US for trade and will seek to broaden its trade links with the wider world particularly with imports - most of the stuff it buys from the US is widely available.

Keeping a cool head is all very well but if the situation demands urgency you have to act swiftly.

[RS-]

Hey Azul, I was planning to retire now. But I decided to continue to work - just one more year. Haha.

[dalan]

Glad to hear someone talk about having multiple years of expenses in bonds. I grew up in a household that struggled financially so the first thing I did when I got a job out of college was save $20k and put it into a treasury bill ladder. Now that ladder is double to have a multi year safety net, then I buy equities with the rest. I got pretty lucky timing this dip, so I’m sitting back and dollar cost averaging in as it drops. Only ETFs and big reputable companies for long term holding from here on out.

[thehuntschool]

By or at retirement my target is to have 3 years living expenses in either bonds or high yield savings accounts

[mickeytheviewmoo]

Stock Market needs certainty. Until then, there will be volatility. Not good

[qq]

this has happened about every 5 years for the last 70 years, and then the market recovers ... so im amazed that people STILL freak out, and then sell at a loss ... its like watching the same movie every 5 years, but they are still surprised by the ending ... but i guess thats what keeps those of us that stay in and ride it out making money, the panic sellers ... its why a fund makes 10% over 10 years, but the investors in the fund make 3-5%

[VenitaRamirez]

On your great advice, Azul, we hired a fee-only financial advisor several months ago. Immediately we felt the strength and wisdom of the support. We can see how our money should be allocated and how it will be withdrawn over time as well as how the money will grow into a solid net worth. Thank you so much for your continuing wise advice and care. I'm inspired by you to retire as early as possible and in watching you travel the world too!

[nigelnaylor]

Just some useless information: That poem quoted by Azul was penned by Rudyard Kipling and is called "If" and was based on Dr Leader Starr Jameson who led the infamous coup attempt in 1895 to over throw the Boer government on the Zuid Afrikaanse Republics (commonly known as the old Transvaal, ) which had the richest gold mines in the world at that time, This raid was instigated by Cecil John Rhodes. Jameson never ratted on Rhodes. A few years later the British government would engineer a war (Known as the Second Boer War) against the Boers and was one of the toughest wars Britain had to fight up to that date. They almost got a bloody nose! This was a case of David against Goliath. PS: Azul. I think your work is fantastic. Keep it up.

[M-ykbi]

The poem, by Rudyard Kipling is called "If" not "Keep your head"!!!

[stevenvanderheide]

Funny that quote could mean anything. It could also mean keep cash heavy during overpriced market because you know things will go down and there will be buying opportunities.

[Monster]

John Bogle said, with respect to investing, make a plan and stay the course. Sound advice.

[lekely]

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?