The #1 Investing Mistake Of 2019

A survey was just conducted by NerdWallet going over the biggest regrets investors had in 2019 - these are those results, and how that could be prevented. Enjoy! Add me on Instagram: GPStephan

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#1 Regret: Wishing they had invested more money.
The ONLY solution to this horrible, horrible problem - is to IGNORE what all the expert financial analysts are saying, and just do one thing: Invest consistently, and hold long term. If the markets go up - great, you make money. If the markets go DOWN - great, you bought in at a lower price.

#2 Regret: Not investing aggressively enough
If you’re investing money that you’ll need within the next few years, most likely - you shouldn’t be investing in anything speculative, or risky. Second, if you INVEST money, and you find yourself PANICKING when it drops a few percent…chances are, you invested more than you should’ve, you didn’t research the investment as well as you could have, and you’ll either need to make SAFER investments in the future - or remind yourself that investing is very much like a yo-yo, and that price swings are a normal, every day part of investing.

#3 Regret: Wishing they had made MORE trades.
Unfortunately, this is another one that’s easy to point to - in hindsight - after you’ve already seen how the market performed. But, in reality - not trading enough is really only a reflection of what information you know - in the moment - and based on how well you understand that particular investment.

#4 Regret: Wishing they had invested more cautiously
To me, this is a strong indication that you should more reasonably adjust your expectations, and if you cannot cover potential loss - you shouldn’t be investing that much in speculative investments in the first place. Especially if the overall market is UP 30%…and your biggest regret was going too big…the way I see it, that’s not investing…that’s gambling.

And then…of course, we’ve got my favorite group…the 30% of investors who have no regrets. Because they understand the principles of long term investing, and they’re the people who smash the like button before the video even starts because they appreciate all the free content.

So when it comes to investing, especially in 2020…all that matters is consistency. It’s such basic advice, but it’s so true…time in the market always beats timing the market. Every single time, for the last 100 years…just buy and hold. Try not to trade too often. And don’t get emotional….and you’ll come out VERY very wealthy in the future.

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

[GrahamStephan]

UPDATE: I donated $5500 so far from the Ad Revenue on the Mr. Beast video towards Team Trees! Thanks so much everyone for watching without adblock so we can plant trees ;)

[KendallGray]

“2008 was a once and a lifetime” Me watching in April 2020: 😑

[teenagestacker]

My class made an assignment where we can teach the class about anything for 10 minutes.
Get ready for FINANCE kids!!!!

[Jasmine-zzcg]

I work in car rentals and had a conversation with a customer about finances. He was pretty impressed with what I was talking about due to my age and he goes "do you watch Dave Ramsey?".... I gasped and said "oh no... I'm all about Graham Stephen"

[AussieMoneyMan]

#1 Not investing your time in watching Grahams videos

[chef_moquin]

“Don’t do anything illegal” -Graham Stephan

Breaking News: All crime has ended world wide

[CharonXul]

Graham: Time in the market beats timing the market

Everyone: This is the way

[RossCampoli]

The regret I hear from most people is that they wish they started investing sooner! Best time to plant a tree is 20 years ago - the second best time is today!

[miguelbuenviaje]

Gotta appreciate this man's hustle. Can you imagine having to find these articles reading them all then mashing it all up in one video that makes sense. Love this man.

[meowmerch]

No one:

YouTube Community:

Graham: That’s what she said

[Erika]

Just the information we need to start the year. Thank you for this great video!

[brandonlee]

"THATS WHAT SHE SAID" first time I've heard Graham stoop down to my level. Bravo sir. The 1st genuine surprised chuckle ya got out of me & I've been watching about a year now.

[chrisglaze]

Graham in 2021: How I bought YouTube with all my ad revenue

[keepinitska]

Smashing the like button for the “that’s what she said” joke. Well played. 😂😂😂

[unlearnmoneyproject]

"Time in the market always beats timing the market." These are true words of wisdom. Especially over the past 10 years, if I were to pull out or pull back every time a recession was predicted I would have missed out on a record run.
Good stuff 👍

[tasiimdiliza]

Love the advice. You are so amazing and keep it up. You are a benefit to me and I believe so many others as well.

[tothemoon]

You're awesome Graham! I'm trying to trust the stock market (fed) more and more. I mean, the financial innovation by the new kids on the block seem to be endless, so maybe the market will never get a crash! Happy 2020!!

[deepeshchetwani]

Thank u for all your 2019 videos.
U taught us so much that nobody was so transparent about like investing, index funds, credit cards n more.
Wouldnt have learnt so much in 2019 if graham stephan was not on youtube.U r so much more than a real estate guy..

[wendyuyennguyen]

Full of info in this video so I gotta save to rewatch it later. Thanks Graham!

[AboutAysha]

New year, same Graham. Love to see it!