LIVE | What's A Realistic First Home In 2024?

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— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.
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People are hesistant to do hard credit pulls. You are correct it only lowers your score around 5 points. However many banks will deny you for credit card and loans if you have too many inquiries. I have a 760 credit score and cannot get any credit cards or loans because of too many inquiries from house shopping last year.

Maybe that will provide you with the clarification you need.

NeoSoulCrew
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Looking to buy in Houston TX but I have no idea about wich lender is going to be the best for my case.

cobsupplies
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My sons mother and I are both on a fixed income, would need down payment assistance have 0 DTI and are starting at 0 credit....We have to get out of the renting world because it's eating most of our money and leaving us without any options or security...
What we need is some sort of game plan to make it happen, we aren't looking for expensive, we would like to be able to live below our means comfortably and on our own little slice of land

BlackTownie
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When r u going to be oj with Baton Rouge real-estate lady

julianparks
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HENRICO OR CHESTERFIELD PREFERABLY OR MY NEIGHBORHOOD

cynthiawhite