Best Zero Balance Bank Account | Axis ASAP vs Kotak 811 vs IDFC Pratham vs HDFC vs ICICI vs SBI

Best Zero Balance Bank Account | Axis ASAP vs Kotak 811 vs IDFC Pratham vs HDFC vs ICICI vs SBI

There are more than 15 ZERO Balance Bank Accounts in India, but most of them have some or the other restrictive conditions attached. In this video we compare the top 6 ZERO Balance Bank Accounts and try to find out which is the best amongst them.

We have compared these top 6 ZERO Balance Bank Accounts across 5 different parameters - Interest Rates, Charges, Deposits & Withdrawals, Value Added Services & Customer Service. Watch this video to find out the answer.

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[lorddark]

I think Fundamentals of the Banks are also important parameter to analyse the status of the bank..HDFC, ICICI and SBI are fundamentally strong compared to other banks...Small marketcap bank always try to attract customers by giving high interest rates for FD's, Low Interest Loans etc...These bank tends to go bankrupt and one instinct all hard money of people vanishes due to poor management...One shouldn't compromise Safety of their Money rather than gambling by depositing in Yes Bank. I loved the way you Analysed the banks..Keep Growing☺

[AdarshJhaYt]

appreciating your hard work..but..SBI use krta hu.. Kl hi ek din me 20K withdraw kra hai and zero balance hi khola tha.. as per me.. go for SBI or Kotak

[adarshguha]

Went to icici and idfc both today and both denied to open zero balance account saying we don't have one. When confronted idfc, manager told that pratham account is for rural not urban.

[mukundmittal]

You have missed many important 0 balance accounts like ICICI Mine Account, Indusind Delite, Indusind Digi-Start, Equitas Selfe Account, etc. These accounts are much better than the accounts covered in the video. Various Neo Bank Accounts are also 0 balance accounts and offer interesting benefits.

[akshaysharma]

Since last year sbi has removed the minimum balance criteria on all of its savings accounts . So basically SBI's any savings account is zero balance.
The only charges are of annual debit card and sms alert charges.
I use sbi and i am pretty much happy with it.
Never have to go to branch for pretty much anything. Haven't visited branch for around a decade now.

[arpitkumar]

Khaali HDFC ke debit card ke liye acc kholna shi rahega? Customer Service kharaab hai but I don't plan to keep much money there and do transactions. Just want the offers

[abpandey]

Mujhe ye janna hai ki sabse badiya kon sa account hai online shopping wala debit card se off pane ke liye or jisme hidden charges v kam ho.

[aryantiwari]

I had just completed my 12 and i was searching this thankyou so much for all this keep it up GOD BLESS YOU 🙏🕉️🚩🚩

[SKNayak-glxt]

AXIS ASAP is no longer a Zero Balance account since many months or probably since last 1-2 years. Also, I think the IDFC and ICICI accounts are for rural areas and do not offer zero balance in urban centres.

[adarshagrawal]

SBI depends from location to location. Our location has by far the best service as compare to any banks in the area. I haven't been charged for sms since ages, forget about any other charges in the account. I have 6 bank accounts as of date in different banks, and i prefer SBI over any bank for transactions. I recently got charged in Axis for using there Cash Deposit Machine after banking hours, and on asked to close the account, told me that I will have to pay a closure charge of 600+gst.

[YOUTUBEOFFICIALS]

I have 7 Zero Balance accounts including PNB, SBI, Kotak 811, Jupiter (Federal Bank), ICICI Mine. And for your kind information there is no such limit in SBI. I have even deposited 1 lakh rupees cash in my Zero Balance account and withdrew more than 1 lakh in a month. The limit you mentioned is of the ATM Card you get. I also pay my University fees of Rs.43, 000+ using SBI Net Banking and my scholarship also gets deposited in SBI. I can confidently say go with SBI.

[Shinchan-lxns]

"A combination of both should fulfill all your needs."
Both are BSBDA and ICICI (and many other banks as well) clearly state that to be eligible to open a BSBDA account, one must not have any other BSBDA in any other bank and also no other savings account in the same bank.

[narutozmk]

I think the new online banks, like Jupiter or Fi, can be great in terms of zero balance. If you guys can take neo banks into account

[nawraj]

ICICI I mein zero balance account open karney k liye 15000 deposit karwana parega pehle toh zero balance kaise huw agar pehle hi 15000 deposit karna pade toh..

[sidharthjharwal]

Mam Mera sbi me regular saving bank account hai toh kya me hdfc me BSBDA account open kar sakta hu.. please reply asap

[mayankZed]

On Kotak 811 there is no maximum deposit limit after full KYC.

[anuragpattanayak]

As per my knowledge regular SBI account is a zero balance account.
ICICI mine is zero balance account with nearly the same feature as regular ICICI savings account
Kotak 811 full kyc account has no upper cap limit for deposit. Also physical debit card is not compulsory.. U can still use Digital debit card in Kotak.
Axis ASAP is the worst amongst all.. It charges rs 500 for debit card issuance.

[aseemsharan]

2:40 This deposit and withdrawal limits. Are they cash deposit/withdrawal?

Because I've Kotak 811 and it doesn't have any deposit/withdrawal limit when done online.

[jishumahato-ko]

Video me adha adura gyan sunne ke baad me 1 din tak confuse raha

Video me bola hai ki kotak 811 have limit, then i get confused that is my account also have that limit applicable, i was confused for one day, then i search on google and get cleared that those who have done full kyc, they have no maximum limit bound,

Video me bola hai ki kotak 811 account ka limit 1lakh hai par yeah nhi bola ki full kyc hone ke baad koyi maximum limit nhi hoti

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