How Passive Income Helps Them Travel in Their 50s?

Yogesh and Seema, The FIREd Couple share their story of financial independence. Currently, they are retired and funding their world travel through passive income.

Timestamps:
0:00 - Start of Podcast
0:41 - Introduction
1:07 - FIRE Journey
2:37 - Couple's Career Journey
4:25 - Monthly Salary & Expenses progression
6:21 - Calculation of FIRE Corpus
7:52 - Sources of Passive Income
8:32 - Two Strategies to Achieve FIRE
10:37 - Portfolio Allocation
11:24 - Couple's Delhi House
12:13 - What does a Retired life look like?
13:33 - Secret Round The World Ticket
14:53 - How many Countries they want to Travel to?
15:41 - Travel Experiences (Bear Encounters)
16:01 - Achieve FIRE fast as a Couple
17:42 - Advice for Couple on FIRE
19:05 - Your chance to be part of our Video

[MrSaikathalder]

1. Lady's father had government job, likely pension. so parental support needed.
2. Man did Engineering in the 1990s this itself put him in top 1% percentile. How many did engineering before IT boom in India?
3. Man inherited House in Delhi. So, no cost for housing.
4. They both were in IT. just before & during the Boom. So, they got lucky.
5. Lady got multiple onsite job options. Japan, US, Europe. They earned in foreign currency.
6. They dont have kids. Never mentioned about kids.
7. They have real estate in europe. in Major cities in EU RE became 3x in Euro terms in last 20 years.
8. This couple has foreign passport, as they would not be buying house on a PR in europe.
9. They intend to travel 195 countries not on Indian passport for sure.
10. They retired at 50, with foreign income, foreign passport, inherited house, most importantly not having 2 kids like middle class indian.

[Blightnrs]

Honestly, it feels like we’re just getting started! Bitcoin is leading the charge! Bitcoin often leads the market in a bull run, and once it stabilizes and reaches new highs, we’ll start to see altcoins catching up. It’s all about timing—once the mainstream attention shifts to altcoins, we could see some serious pumps. I’ve made $119k just by buying and holding Bitcoin and waiting for the pump..

[nilishadaga]

It looks like they don't have children - that's the biggest unsaid part of their FIRE strategy!

[Curbalnk]

This video indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least 3m for long term care?

[WilliamsTyler]

Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.

[RobertBrown..]

Investors should use their money continuously, in my opinion, especially In 2025, the market will start to diversify even further. Given recent stock success, it becomes sense to invest my $460k portfolio in conclusion that the stock market is the best intelligent investment accessible. Certainly, others agree.

[fnamelname]

Not sure why lot of people are hating on this couple. Try to learn from them instead. I am also 50 and achieved FI in my 40s with kids! In order to achieve FI, you obviously need a decent income… You cannot expect to make 2 lac/annum and retire in Europe! And you would be surprised at the number of high income people who are no where close to FI. And that’s the learning here. The strategy to get there.

[uchil]

These two individuals are really grounded. Loved the clarity of thought. All the best

[pranayk]

Europe and singapore is enough said. Few years there and you can easily retire in India much sooner

[vm-myhg]

Whats really good to see on this channel is the breadth of the coverage. We've seen a young couple enjoying life and wanting to retire at 40, a financial media veteran & successful author recently & now its a homecoming of sorts with an actually successful & grounded couple. Please keep it going ❤

[FelixDedrick]

I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Judith Layton focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch

[NitikaRawatt]

I love how equal they are in their relationship without any gender stereotypes. It just reflects from their conversation ❤ More power to them. 🙌

[TheDrmkathuria]

Amazing conversation and inspiring !! Very humble .. they have not mentioned that they do lot of social and charity too !! Very grounded and contended !!!

[ssmaratkar]

Wow… now they are my role model for FIRE as well as relationship. Thank you for such positive interview. Made my day 😊

[vinayak_the_paramatma]

One of the finest FIRE plan turned successful story. Thank you Wint Wealth.

[themeniacs]

My man's every answer, he has category of three types . My man is certified consultant

[balusubbu]

Lets say i don't have kids and i dont like to travel and all, i just like to sit at home and enjoy which is not bad actually You know how many millions of people already achieved FIRE. In fact many millions are born FIRED, what should they do? Some people are so rich that all the next coming generations are FIRED. I think next 20-30 years at least 25 percent of the population will not work. Work is a choice and not a necessity anymore, this is a slowly unwinding human story.

[Isaiahmaxwell-nz]

is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?

[Ranodeepsen]

Loved the chemistry between both, apart from the meticulous planning ❤

[chaitanyaalamuru]

Love them. Such a nice and clear-minded individuals. They look super humble and seem to have an aspirational relationship too.