ROTH IRA or Indexed Universal Life (IUL)? Find out why we choose ROTH! #retirementplanning

Показать описание

Mat Sorensen - Wealth Lawyer & Entrepreneur

Рекомендации по теме

Комментарии

You're not addressing the risk. Sure, you'll never hit a home run but you don't need home runs if you never strike out....ever.

MrJnolesfan

And most people can’t loophole the contributions into a Roth IRA like Tiel did. Which is why it has a contribution limit of $7, 000 per year which ultimately will limit how much you can earn.

TheOpinionSports

This is total nonsense, he knows nothing about the IUL.

ykdcngf

Yea u could, property structured max funded IUL will destroy a Roth

GurmantarSingh-bqqb

An IUL sounds safer when the market is down.

missdesireindependance

This guy is selling home runs lol. How about you save over time and allow it to consistently grow protect WITH AN IUL!!! And stop worrying about home runs.

Family_WealthCare

Key phrase

“I can be” Peter Thiel (not likely at all)

- What’s the average investors return?
- What about sequence of return risk?
- Roth offers Withdrawals only, no loan options?
- Limited liquidity and penalty for accessing interest earned prior to 59.5 years of age.
- Unlimited loss potential
- Which provides living benefits? (Coverage for terminal, critical, or chronic illnesses)
- Which provides a tax free death benefit?
- Which has unrestricted liquidity and zero government penalties?
- Which offers a floor against market loss?

The Dalbar QAIB Study or JP Morgan Asset Management Investor Behavior Study shows that average investor performance from 2001-2020 is 2.9%

A wise investor would use both.

dbladeford

Yes, you could make great returns, but you could also lose all of your money as well. You are also paying a bunch of management fees. Your money is also not protected when being sued And a lot of times even from creditors. The truth is you should do both. One will build your money in a safe and secure way while the other can be more risky. Seeing as how you are limited to how much money you can put in a roth ira anyways each year, pitting additional money into an IUL is very logical.

redpillmafia

Doesn’t Roth IRA’s have income and liquidation restrictions?

neshakatlife

So, I pay 50 a month and can take 50k out without tax. This is how rich folks get richer..

papadjrowe

If you purchased an insurance product whether it’s a term or IUL…… your family have an instant cash death benefit if you passed away tomorrow! That’s why you get it……. That’s why it differs from a Roth.

jameswright

Ok, Say the market goes down, Your Roth is worth what then compared to an IUD. An IUD is set on the market but, the difference is when the market crashes like it has twice in the last 20 years, You still gain your 7.5 give or take % on your money. You have to wait for the market to become stable for you to get your money back from a Roth. Plus you can always take money out of an IUD TAX Free. It's Insurance = Zero transferred tax. This guy is just trying to sell a bad book.

dbrown