employment practices liability insurance

As an employer of a human resource manager, you have to manage a lot of things. You deal with recruitment, appraisals, layoffs, retirement, and all other issues of your employees. When there are so many things to handle, ending up with a dissatisfied employee is possible.

When an employee is not happy, they may want to take actions against you. Strict employment laws make this even easier for employees. In such a case, you must be prepared for the worst. The first thing that you can do to prepare yourself is to buy employment practices liability insurance.

Employment practices liability insurance will cover the legal fees and defence costs in case of a lawsuit. Sometimes, the insurer will also choose a lawyer to fight your case and pay the settlement amount. This depends upon the type of coverage that you have chosen.

Some employment practices liability insurance claims are based on:

discrimination,

retaliation,

wrongful termination,

sexual harassment,

workplace harassment,

breach of contract,

defamation, and

negligence

A standard EPLI package will cover losses related to all of these claims. You can also add coverages to your package if you have special needs.

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