Should YOU Buy A House Now Or Wait? + other F.A.Q. (Feat. Kyle Seagraves)

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#realestate #firsttimehomebuyer #javiervidana

[JavyVidana]

Here are all the questions in different sections, question on title is Question #5.

01:08 - “Should you use a standard loan or looking into First Time Home Buyer Programs?”
04:19 - “What are the biggest misconceptions people having about buying a home?”
07:55 - “Are there issues with appraisals or loan types in this market? “
10:53 - “I make $X, how much can I qualify for?”
14:16 - “Should I buy a house now or buy wait?”

[manhands]

It’s obvious how well-intentioned and generous you both are in giving this free advice! Thank you both

[WinTheHouseYouLove]

STOP texting me "max price daddy" 😂

[richellezest]

Great point about making major decisions in life just because everyone else is doing it or just because you’re supposed to do those things at the time! Very wise! Love it!💖

[YourUserNameSucksx]

*I can't control the housing market but I can control when I buy*

[rfalkins]

Ayeee!! The link up that I’ve been waiting for!! Love both of your channels!!

[jamesharper]

Only you can decide when the time is right to buy a home. There is no perfect time, and where you are in life can mean more than current rates and the shape of the market, a lot more.

[denisseh]

I am loving your content lately Javier it is awesome! I am in real estate as well and it is refreshing seeing these videos that help educate and prepare buyers for the biggest investment of their lives! Keep up the good work !

[lovelysara]

Can you guys talk about California housing market, please ! I live in Cali want to buy a house but it’s wild over here

[cynthiaayers]

So the best way to buy a home is, to buy directly from the seller/owner and don't get a loan. Put half or more down, pay the rest off in less than 8 years.
Keep the banks out of it.

[kidmystery]

The amount you can afford is the amount you have been able to save consistently. Take a look at the last 12 months. The amount you saved every month without having to touch it is what you can afford for a payment. Thats your current rent or house payment plus what you saved, consistency is the key. That applies to kind kind of debt, car payment etc.

[riversoflivingwater]

I absolutely hate my apartment but I refuse to pay 2, 000 a month for a decent house when it comes to a mortgage in California. I’m a teacher that’s literally 50% percent of my monthly income.
They make it impossible to buy a home.

[jessicabixler]

Hard for us. We are trying to save 5% dp and a cushion in the next year. But when the average home price is 380 right now and just went up 14% a year. The neighborhood we rent and live in is where we want to buy and is 4 to 500k and up. We are looking to stay closer to 4 for payment comforts but home values are expected to go up another 8% in the next year! We just cant keep up and may soon be priced out considering that 400k homes are being bought for cash too. It is very frustrating. We could have gotten an estate 5 years ago for the price we are looking at. We are thankful to get a great deal on rent for the market, but really want our own place.

[Itsjustanopinionchill]

Can you do a quick video on things someone should look for at showing? kind of like a mini home inspection? are there things that you should run from?

[zahraa.]

I missed it!!! Yesterday I was about to sign a purchase agreement on a house (not ideally my favorite one, but I am exhausted from searching for the right one). Anyway, I was reading the agreement, and one line caught my attention. It read, "purchase agreement will be contingent upon seller finding a house of their choice". I was confused and surprised that this is happening in this market! It's not enough that as buyers, we are :
-offering more than the asking price
-paying for closing cost
and now sellers want to live rent-free at buyers cost
I am done!

[TANISHAU]

Great Job Fellas! Thanks for taking the time to provide this information.

[G_Money_]

Wow, you guy's really read my mind. Just the other day, I was watching both of your video's and I thought to myself, man it would be great if these two collaborated together. Nice work fellas! ✊✊✊

[thejoshcoker]

Love it. Back to back videos from you two.😎

[parmindersingh]

I love you Javier... your videos are very helpful.. I learned a lot from you.. I appreciate you and all your work.. stay blessed

[HekkaDopePinoy]

I’m in the market now buying. I’ve been out bidded twice by New Yorkers already. CTs market is way overpriced u less you got New York money to overpay. This sucks!