How To Invest

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[ChristopherAbelman]

First of all, this whole economic chaos was powered by optimism that the FED is done with hiking interest rates. Now that interest rate crash is the situation, where do we go from here? How would you advise I safely allocate $250k funds at this point?

[utcncmm]

No one gets hurt on a roller coaster ride except those who jump off. I gotta remember that one. Lol

[BrunoLuke]

Been watching, listening, and paying attention to all of predictions and forecasts since early Covid. He hasn't disappointed yet 👌

[benny_]

This message is so relatable. It’s hard to jump in without knowing everything you want to know but all that research takes time and time away from you starting investing. I did this and finally just jumped in.

[ecdctech]

Dave Ramsey is correct! He is honest and it might not sound nice, but you can tell he comes from a place of honesty and not trying to sell you something.

[Gretsch]

I wasted years by investing through my bank, lack of info prevented me from doing anything else. Daves caution of Paralysis is so true.

[vinceh]

As I ponder investing the proceeds from my recent Portland home sale into stocks, I'm torn between seizing the opportunity and timing the market. While I recognize it's a great time to buy, I'm uncertain if it's the perfect moment for me. My mind is also boggled by the impressive gains others in the same market have made - over $450, 000 in mere months! I'm left wondering when I'll fully recoup my investment and whether I'm making the right move?

[starwreck]

John Bogle has the best book on mutual funds period.

[MYlearning-fl]

This one is a classic. I come back to it again and again to help keep me in track.

[kerondreharris]

Idk the first thing about investing I’m very skeptical when it comes down to it, but Ramsey makes me feel a little comfortable about it.

[audreyandriana]

Having multiple income sources is very crucial to financial growth.

[DanielPanuzi]

I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. All roads have pointed to the equity market of some sort which is a good idea buh where else should I put money besides the equity/stock market?

[dividendstocktrader]

Vanguard funds are perfect for the hands off investor
High quality funds with extremely low fees

[shaereub]

I opened up a Roth IRA with Betterment 90% stocks 10% bonds. my friend told me Betterment will adjust to more bonds less stocks as i get older. He also told me not to back out if it goes down a little (that it'll fluctuate sometimes -2% one year 10% another) and that time/decades in the market is better than trying to tome the market. I also put $10K into a all bonds account that i can pull out penalty free if needed.

[badluckllama]

Been consuming as much knowledge as you put out. Glad I started the new year finding your content. Refocusing my goals to baby step one and investing in things I know. Looking to start a blog sharing industry knowledge I've gained after leaving the Army. Thank you Sir.

[Tehui]

I'm close to moving money I have in a mutual growth fund that has been underperforming in relation to other mutual growth funds for a number of years. I'm glad that Dave Ramsey has gone through that experience too, so I can learn from him.

[RegM]

I also believe small caps and REIT funds should be a part of everyone’s portfolio. Dave just highlights large caps (growth / growth income) and international.

[patandbrandi]

Most mutual funds hold the same top 10 stocks plus many others but the big % is Apple, amazon, Google, msft and so on. Just diversify and always keep cash on the side in case we crash or loose your job and stocks are down.

[nicholasmartinez]

See it’s easier to take Daves advice by using index funds. I’ve used VTSAX 100 percent of my investing sense 2009. Between 401k, Roth IRA, traditional IRA and brokerage I have put 20+ percent of my income in some combo of those and never bother to check it more than a few times a year at the most. Just do it!

[jaimefavela]

The Wealthy Barber is a great book on investing