The Best Credit Cards for Military Folks

Thought it was about time to make this one. Today I talk about the best credit cards for military folks both active duty and reserve, and some of the key benefits and questions around annual fees and how often they are applied after service. Enjoy!

Sections:
00:00 Intro
00:33 SCRA and MLA Benefits
01:25 Applicability for Reservists
02:27 How Often Is AD Status Checked
03:47 Options After AD Status
04:52 Best Card Options
05:22 AMEX Cards
07:41 Chase Cards
10:18 Capital One Cards
11:45 USAA
13:19 Wrap-Up

[acestephvital]

capital one will "NOT" waive annual fees for cards that are acquired "DURING" active duty even with MLA. They will only waive it if it was acquired "PRIOR" as per SCRA. Please make sure everyone knows this. I just called them to get my Venture card annual fee waived but was denied.

[jmbwashi]

Great video! I’m also in the reserves and just got the Venture X 2 weeks before mobilizing then called and asked for SCRA benefits and within a week my fee was reimbursed back to me. I’m very excited to have a 2x catch-all visa that I can use overseas. I’m debating between the Hilton Aspire or the Savor One for my next card.

I know that’s an odd comparison but Savor One has an easy bonus that I can hit and turn into C1 miles. And the Hilton Aspire would also be amazing. I already have AMEX Platinum and Delta Platinum. I’ve held the Delta platinum for 5 years ( most of which were not active duty times, but I apply for it on my last deployment.) and I have never paid the annual fee. 🎉

[zachjarvis]

Active duty navy— I have the Capital One Venture X, I applied for SCRA benefits and was denied, I called and brought up the MLA and was verbally told they will not waive the annual fee. I'll keep pushing, but this is very disappointing from capital one, as no other credit card issuer has given me any trouble with annual fees.

[AustinGordon]

I’m at QM BOLC and just got the AMEX Gold, Platinum and upgraded my CSP for the CSR. I lowered my auto loan interest rate too.

[voldymore]

on my own trifecta platinum, sapphire reserve, ritz carlton

[Ben-hejx]

I don't think the gas station needs to be on the military base to qualify for the 5% back. Scratch that, I just checked and yes the gas station doesn't need to be on base.

[Turnip_Tyme]

I am in the admission process on joining the US Coast Guard & heavily leaning towards the Capitol One Venture X since I have been a member around the mid-2010's. Unsure of the annual fee of the Venture X is going to be waived before or after joining.

[theinternationalist]

Yall folks are lucky. I have to suffer with over $1500 in annual fees😢 help me!!

[mochilau]

what about the best credit cards for Cabot Deck Correct folks

[MiguelAl-]

Does capital one waived fees for military?