Lower Mortgage Rates This Year? | April 2023 Mortgage Rate Forecast

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— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

[felixsaldivar]

Your channel and now the collaboration with Dan are great. Thanks man for all the great education and videos. From a fellow Real estate agent And future MLO. Awesome channel!

[maridee]

I’ve applied here in Houston for a house and the interest rates have been 7% or higher. It’s too much, I decided not to buy and wait a little bit.

[Tricia]

Not true ! I live in florida and I would love to have a fire place ❤ Tell him to keep it ! 😊

[kenyonbissett]

One of the tools is to raise bank reserves. This would stop indiscriminate loans to individuals who cannot make their payments, both car and home. Bank reserves at present are 0%. It is common for bank reserves to be 10%. 0% is just dangerous and reckless.

[MsVicki]

1st time homebuyer here. My loan officer who got us our pre-approval told me they predict interest rates dropping around May 10th. Was he wrong? Are you saying it's going to go up in May not down?

[avjack]

I would like to qualify what's the process of approval

[zachh]

Honesly in your opinion would you think it would be wise to wait a year or too before taking a 300 thousand dollar loan with interest rates being $150 thousand on a 15 year term i know it could do anything but if you were in my shoes would you wait it out and see what happens

[nataliecampbell]

This may be a dumb request, but could you make a video on how mortgage brokers work? I’m a little overwhelmed in looking for the right mortgage for me and want to get the best deal possible obviously, but I feel there’s a lot of programs that I’m uneducated on. Do I have to pay a mortgage broker outside of the loan? What’s the benefit to using a mortgage broker over a bank? Lots of questions! 🥴