(Solved, watch follow-up video)The video I thought I would never make

This issue has been solved. Watch follow-up video. Thank you to all the guys who wanted to lend me money.

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[brembodream]

Takk! What about the two Tesla roadster you deserve for Tesla referral? Resell value of these would easily sorted this cash problem. Maybe the absence of two roadster not coming create the problem in the first place, because I find it natural to calulate these big values (250k$ each) into the total, but the roadsters are never comming are they? or comming way to late for Bjorn at least. Telsa or Elon should be deasent enough to cash out the resell value of these Telsa roadsters for Bjorn. Bjorn is maybe the single most important contributer that saved Tesla in 2014 in their tougest financial times for Tesla. Reccord sales in Norway in 2014 and also the years to come soly because of Millenium Falcon videos from Bjorn proving that the TMS is capable of being the main Family car in Cold winters in Norway. I support you Bjorn! Let us not forget that Bjorn lend out all the chademo adapters he got from referral program when there was only a few SuperCharger in Norway. He could have sold them instead, but he rather contributed selflessly for the early ev comminuty. We owe Bjorn a helping hand her! Greeting from Oslo Norway😊

[joris]

A million euro home based on a single income coming from a 300k sub yt channel is insane to me. Taking out 15% loans to add stuff like outdoor pool and heated garage is completely beyond my comprehension. I love your reviews and tests that provide the most grounded data on Evs one can find on the internet. So it pains me to see you are so out of touch with reality when it comes to finances. You are living beyond your means and you need to act sooner rather than later. And an extra loan is not the answer

[chalkyc]

I think your initial gut feeling of not doing this video was the right move. Very difficult to feel sorry for someone sitting outside a Mansion they can’t afford, sorry but there it is!

[jeemsi]

Solution is easy, downgrade and don’t live above what you can afford.

[johanwellens]

you need a financial planner, no loans for 10%, no bussines class flights, no houses renovating in thailand. You spend way to much, if not today, then another day you will drive yourself in a financial ditch.

[idiocracy]

I feel like this didn't come as a surprise. That you've known for a while that this was most likely pushing beyond the limits of what you could afford. 15% interest is also insane.

Now, in the comments it's mentioned your wife is not working. Personally, i would find it unacceptable if my partner was not taking part in the financial situation.
To me, it seems like there's an easy fix to this. Sell the house, get rid of the 15% interest loan, wife starts working, you rebuild.

[LBolder]

I agree with some comments here. Some things is better to keep private, financial problems, kids, where you live. So was better not to put this video on the internet. This is indeed bad budgeting and that for a guy that is good with numbers, that surprises me. It looks like you went on a spending spree, big house, swimming pool, expensive kitchen, two kids (because they costs also a lot of money) and that all at once. A swimming pool in Norway for those few weeks per year that it’s there hot enough? Really? that’s pure luxury, a waste of money if you ask me. Now comes the reality check. Cut costs and have discussion with the misses what you both can do about this situation. And if needed sell the house and live somewhere smaller, because the bigger the house the bigger the costs.

[Cubeforc]

There's families that raise two kids in a 1 bedroom apartment where both parents work. A house that's over €1M with a heated pool is not needed and seems almost laughable compared to what most people are going through these days. You have no money for curtains but have a giant pool? Almost two grand on a shower wall? Priorities mate.

If you want to keep the house then you can't do it on one income. I can't imagine my wife not helping out if the family had financial problems.

[eyubbardakci]

Never thought i would write something like this but bro this is so messed up. You sit front of a big house, costs more than 15 mil, with pool and heated floor and you beg for money? Be a man and sell the damn house!

[pnketia]

Bjorn you cannot get emotionally attached to material items that keep you in debt. If you do you end up working for the material item just to keep it and you lose out on the enjoyment of life and spending time with your kids. If you cannot come up with the money by renting out rooms or garage space, taking another job, have wifey work etc., you have to cut your losses and sell the house for a more affordable place.

[gisobo]

Don't let the YouTube fame spoil your family! Get that house somehow finished and sell it. Live a happy life besides YouTube. Your family needs you as a father and husband. They don't need no fancy villa and no public exposure. And we don't need that stuff either. We love your content because you're the ninja of EVs and a nice guy. Your house, your pool, your private car are none of our business.

[jcnorway]

Followed you for all these years, but wow…. Sitting in front of that palace of a house asking for money/more loan 🫠 Please seek professional financial help/advise - this is not sustainable. That house should not be a symbol of your life/achievement - your family is.

[pshome]

The sunk cost fallacy at work. Check your biases.

[estits]

I have financial problems as well... I doubt anyone gives a flying fck about me and my family

[niclaus]

Some positive ideas:
a) get down your spending by lowering ALL costs including heat temp (1 deg C saves 5%), restaurant food, buy used child equip
b) get a better loan directly from another bank, may be via lendo (if possible for self-employed)
c) get more serious affiliate/sponsorship, if necessary use somebody who knows
d) sun shield market is overpriced, I bought so called "double rollo" with free competition and fittings to all kind of frames for 30EU piece (even door size)

[dingsvomdach]

But why did you do everything at once?

The Garage, the Pool, the second layer paint, even the kitchen

You could have done that at a time you have the Money

Im Kind of sorry for your Situation, but this Storys are Always the same ... You can only spend what you have

Good luck ❤

[shinkulau]

Bjorn. You overstretched your finances. Youtube is the LAST place you should be coming on to seek help. You should know by now, youtube is full of crazies and people who hide behind their anonimity and tries to set the world on fire and happy to watch it burn.

You and your wife need to figure this out privately, simple as. DO NOT go into any contract with anyone who approaches you off of Youtube, this would be most unwise.

Good luck to you mate.

[bartek]

I like your work and appreciate it a lot. But I'm seriously worried. You play a hero earning money for your family and wife's relatives. And you get no help from her side. She even doesn't know Norwegian and/or English. She never worked. She does nothing. And if shit happens she will be completely helpless. You don't help her by allowing her to do nothing. It's not a sign of love. You hurt yourself, her, and your kids this way. Take care and rethink your life before it's too late.

[snlhest]

In Sweden we would say that you "live above your assets", meaning you have a lifestyle that you simply cant afford in the long run. Im a big fan of your channel and I have been watching for a long time, but honestly you have to start with your behaviour and change that first. Sure, more money now can maybe help you in the short run but not in the long run. You have a house most people could just dream of, but honestly you need to realize that also.

If most of your income today comes from youtube directly then im sure you can make more money from adlinks, sponsored videos, selling merch or whatever. Doing car and tech youtube is on the more profitable side compared to other genres.

[turboclown]

This is really bad budgeting at work, I'm sorry. Yes, interest rates have been bad but not since yesterday. You overextended.
I truly wish you the best though, maybe you should add more product placements or ads into your videos.