Is This Actually the BEST Bank Account of 2024?!

#checking #savings

This is a review of the SoFi Checking and Savings Account.

[JustinRaymer]

SoFi has been a game changer to me.
It has got me into investing, budgeting, etc.

[JoseRamirez-etdi]

I havnt watched this one yet. I just came here to *Thank you!* I got a message telling me how my score went up 129 points in the last 30 days. I operate so differently thanks to your videos 🙏🏼

[patticulver]

I literally made the decision yesterday to open a SoFi HYSA and checking account! I also may open a brokerage account with them, since I’m an investor beginner. Or, perhaps a Schwab brokerage account that includes worldwide ATM withdrawals with no fees. Thanks for this video that confirms my decision! Blessings ❤

[stefflores]

The vaults are definitely my fave feature about my Sofi account!

[Cobalt_]

So stupid they make 5k in two direct deposit periods rather than doing what every other bank does and have a 60-90 day period where you have to hit a direct deposit goal.

[sonnytan]

Chase gave me $600 bonus in 3 months, open checking saving, $15K in saving for 3 minths and direct deposit as well .

[OrlanCEO]

You only need to make $120, 000/year to achieve the sign up bonus. 😂

[vinouthavong]

I love my SoFi account. Also SoFi just incorporated Zelle

[shawnjeanty]

Does ACH deposits from a separate bank count as a direct deposit

[surfinbubbles]

Also for the interest rate you have to have a 5000k monthly direct deposit to get the 4.6 interest rate in the savings

[KDCL]

Sofi is amazing! Recently, just opened one and Love getting the notification on that 4.5% return every month! And $300 was a nice welcome also :)

[Albert-mgns]

its good however the major downside is that you need direct deposit for the hysa. which can be a problem for some like me I get paid with checks so not having direct deposit is a problem when compared to other banks which dont have this requirement and just have flat hysa rates

[ChrystalSeiverer]

The only time my neighbors think I have a wild night is when my cat knocks over a plant💚

[wheezy]

lol that list at the end I had thought about in my head haha pretty smart of ya

[bhaveshsolanki]

SoFi accrues monthly interest at 4.5% Amex does daily at 4.25% can you help which is better

[paliever]

random, but can you DD your entire pay, then transfer the majority back to your Chase checking account? And just leaving what you want to save? Would that 4.6 be applied to that entire initial deposit or only what's left after you Zellee?

[JonathanFelix]

Great video! If you don’t get payed a lot what do you think of bask bank’s new checking account and saving account?

[jkspeacialist]

I don’t even make 4k a month with overtime everyday in California

[jasontamer]

Can you do one on the capital one 360 account please 🙏

[SaintSoldier]

With the whole "you cant deposit money" thing, you actually can, at many stores. The use the same process as green dot cards.